Its a decent referee wallet. I wish they would make these thicker, such that I can write on the paper insert without needing the cards inserted in the wallet. Surprise a referee usually keeps a red in his back pocket and the yellow in a side pocket and not in the wallet.

Coin is ok, gets 3/12 starts rounded up to 4.

Great product, well made and price is fine. Negative is no place to store pen/pencil but knew this when ordering.

Best features: pocket for coin made of thicker plastic than expected, large pad of score sheets, no pen holder. That's right, husband didn't want a pen holder, says it gets in the way and is too bulky. Husband has been a soccer ref for many years and for Father's day I asked him to choose a new set of cards/holder because his other cards had cracked (and taped up) multiple times. He chose this one because of the coin holder - he has lost several commemorative coins over the years because he didn't have a secure pocket for them. This item arrived very quickly, and is exactly what he wanted. Including another coin that will hopefully not be lost!